{"id":1449,"date":"2024-11-13T13:11:20","date_gmt":"2024-11-13T05:11:20","guid":{"rendered":"http:\/\/www.lycfbj.com\/?p=1449"},"modified":"2024-11-02T13:12:41","modified_gmt":"2024-11-02T05:12:41","slug":"%e6%b4%9b%e9%98%b3%e8%b4%b7%e6%ac%be%e9%87%91%e8%9e%8d%e9%a1%be%e9%97%ae%e6%9c%89%e5%93%aa%e4%ba%9b%e4%b8%93%e4%b8%9a%e6%9c%8d%e5%8a%a1%ef%bc%9f","status":"publish","type":"post","link":"http:\/\/www.lycfbj.com\/1449.html","title":{"rendered":"\u6d1b\u9633\u8d37\u6b3e\u91d1\u878d\u987e\u95ee\u6709\u54ea\u4e9b\u4e13\u4e1a\u670d\u52a1\uff1f"},"content":{"rendered":"\n<p>\u91d1\u878d\u987e\u95ee\uff08Financial Advisor\uff09\u63d0\u4f9b\u591a\u79cd\u4e13\u4e1a\u670d\u52a1\uff0c\u65e8\u5728\u5e2e\u52a9\u4e2a\u4eba\u548c\u4f01\u4e1a\u7ba1\u7406\u548c\u4f18\u5316\u8d22\u52a1\u72b6\u51b5\uff0c\u5b9e\u73b0\u8d22\u52a1\u76ee\u6807\u3002\u4ee5\u4e0b\u662f\u4e00\u4e9b\u5e38\u89c1\u7684\u91d1\u878d\u987e\u95ee\u670d\u52a1\uff1a<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">1. \u8d22\u52a1\u89c4\u5212<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u7efc\u5408\u8d22\u52a1\u89c4\u5212<\/strong>\uff1a\u8bc4\u4f30\u5ba2\u6237\u7684\u6574\u4f53\u8d22\u52a1\u72b6\u51b5\uff0c\u5305\u62ec\u6536\u5165\u3001\u652f\u51fa\u3001\u8d44\u4ea7\u3001\u8d1f\u503a\u3001\u4fdd\u9669\u3001\u9000\u4f11\u8ba1\u5212\u7b49\uff0c\u5236\u5b9a\u5168\u9762\u7684\u8d22\u52a1\u89c4\u5212\u65b9\u6848\u3002<\/li>\n\n\n\n<li><strong>\u9884\u7b97\u7ba1\u7406<\/strong>\uff1a\u5e2e\u52a9\u5ba2\u6237\u5236\u5b9a\u548c\u7ba1\u7406\u9884\u7b97\uff0c\u786e\u4fdd\u6536\u652f\u5e73\u8861\uff0c\u63d0\u9ad8\u8d22\u52a1\u6548\u7387\u3002<\/li>\n\n\n\n<li><strong>\u73b0\u91d1\u6d41\u7ba1\u7406<\/strong>\uff1a\u4f18\u5316\u73b0\u91d1\u6d41\uff0c\u786e\u4fdd\u8d44\u91d1\u7684\u6709\u6548\u5229\u7528\uff0c\u907f\u514d\u8d44\u91d1\u77ed\u7f3a\u3002<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">2. \u6295\u8d44\u7ba1\u7406<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u6295\u8d44\u7ec4\u5408\u6784\u5efa<\/strong>\uff1a\u6839\u636e\u5ba2\u6237\u7684\u8d22\u52a1\u76ee\u6807\u548c\u98ce\u9669\u627f\u53d7\u80fd\u529b\uff0c\u6784\u5efa\u591a\u6837\u5316\u7684\u6295\u8d44\u7ec4\u5408\u3002<\/li>\n\n\n\n<li><strong>\u8d44\u4ea7\u914d\u7f6e<\/strong>\uff1a\u5408\u7406\u5206\u914d\u8d44\u4ea7\uff0c\u5206\u6563\u6295\u8d44\u98ce\u9669\uff0c\u63d0\u9ad8\u6295\u8d44\u56de\u62a5\u3002<\/li>\n\n\n\n<li><strong>\u5e02\u573a\u5206\u6790<\/strong>\uff1a\u63d0\u4f9b\u5e02\u573a\u8d8b\u52bf\u5206\u6790\u548c\u6295\u8d44\u5efa\u8bae\uff0c\u5e2e\u52a9\u5ba2\u6237\u6293\u4f4f\u6295\u8d44\u673a\u4f1a\u3002<\/li>\n\n\n\n<li><strong>\u7a0e\u52a1\u4f18\u5316<\/strong>\uff1a\u901a\u8fc7\u5408\u7406\u7684\u7a0e\u52a1\u7b79\u5212\uff0c\u964d\u4f4e\u6295\u8d44\u7a0e\u8d1f\uff0c\u63d0\u9ad8\u6295\u8d44\u6536\u76ca\u3002<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">3. \u9000\u4f11\u89c4\u5212<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u9000\u4f11\u91d1\u8ba1\u7b97<\/strong>\uff1a\u8bc4\u4f30\u5ba2\u6237\u7684\u9000\u4f11\u9700\u6c42\uff0c\u8ba1\u7b97\u6240\u9700\u7684\u9000\u4f11\u91d1\u91d1\u989d\u3002<\/li>\n\n\n\n<li><strong>\u9000\u4f11\u8d26\u6237\u7ba1\u7406<\/strong>\uff1a\u5e2e\u52a9\u5ba2\u6237\u7ba1\u7406\u548c\u4f18\u5316\u9000\u4f11\u8d26\u6237\uff0c\u5982401(k)\u3001IRA\u7b49\u3002<\/li>\n\n\n\n<li><strong>\u517b\u8001\u91d1\u89c4\u5212<\/strong>\uff1a\u89c4\u5212\u517b\u8001\u91d1\u7684\u9886\u53d6\u65b9\u5f0f\u548c\u65f6\u95f4\uff0c\u786e\u4fdd\u9000\u4f11\u751f\u6d3b\u7684\u8d28\u91cf\u3002<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">4. \u7a0e\u52a1\u7b79\u5212<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u4e2a\u4eba\u6240\u5f97\u7a0e\u7b79\u5212<\/strong>\uff1a\u4f18\u5316\u4e2a\u4eba\u6240\u5f97\u7a0e\u7ed3\u6784\uff0c\u964d\u4f4e\u7a0e\u8d1f\u3002<\/li>\n\n\n\n<li><strong>\u4f01\u4e1a\u7a0e\u52a1\u7b79\u5212<\/strong>\uff1a\u5e2e\u52a9\u4f01\u4e1a\u5408\u7406\u907f\u7a0e\uff0c\u63d0\u9ad8\u7a0e\u540e\u5229\u6da6\u3002<\/li>\n\n\n\n<li><strong>\u9057\u4ea7\u7a0e\u7b79\u5212<\/strong>\uff1a\u901a\u8fc7\u5408\u7406\u7684\u9057\u4ea7\u89c4\u5212\uff0c\u51cf\u5c11\u9057\u4ea7\u7a0e\u8d1f\u62c5\u3002<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">5. \u4fdd\u9669\u89c4\u5212<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u98ce\u9669\u8bc4\u4f30<\/strong>\uff1a\u8bc4\u4f30\u5ba2\u6237\u9762\u4e34\u7684\u98ce\u9669\uff0c\u5982\u5065\u5eb7\u98ce\u9669\u3001\u8d22\u4ea7\u98ce\u9669\u7b49\u3002<\/li>\n\n\n\n<li><strong>\u4fdd\u9669\u5efa\u8bae<\/strong>\uff1a\u63d0\u4f9b\u4eba\u5bff\u4fdd\u9669\u3001\u5065\u5eb7\u4fdd\u9669\u3001\u8d22\u4ea7\u4fdd\u9669\u7b49\u5efa\u8bae\uff0c\u786e\u4fdd\u5ba2\u6237\u6709\u8db3\u591f\u7684\u4fdd\u969c\u3002<\/li>\n\n\n\n<li><strong>\u4fdd\u9669\u4ea7\u54c1\u6bd4\u8f83<\/strong>\uff1a\u5e2e\u52a9\u5ba2\u6237\u6bd4\u8f83\u4e0d\u540c\u4fdd\u9669\u4ea7\u54c1\u7684\u4f18\u52a3\uff0c\u9009\u62e9\u6700\u9002\u5408\u7684\u4ea7\u54c1\u3002<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">6. \u9057\u4ea7\u89c4\u5212<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u9057\u5631\u548c\u4fe1\u6258<\/strong>\uff1a\u5e2e\u52a9\u5ba2\u6237\u8d77\u8349\u9057\u5631\u548c\u8bbe\u7acb\u4fe1\u6258\uff0c\u786e\u4fdd\u8d22\u4ea7\u6309\u610f\u613f\u4f20\u627f\u3002<\/li>\n\n\n\n<li><strong>\u9057\u4ea7\u7ba1\u7406<\/strong>\uff1a\u63d0\u4f9b\u9057\u4ea7\u7ba1\u7406\u5efa\u8bae\uff0c\u786e\u4fdd\u9057\u4ea7\u7684\u987a\u5229\u5206\u914d\u548c\u7ba1\u7406\u3002<\/li>\n\n\n\n<li><strong>\u7ee7\u627f\u7a0e\u7b79\u5212<\/strong>\uff1a\u901a\u8fc7\u5408\u7406\u7684\u9057\u4ea7\u89c4\u5212\uff0c\u51cf\u5c11\u7ee7\u627f\u7a0e\u8d1f\u62c5\u3002<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">7. \u6559\u80b2\u89c4\u5212<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u6559\u80b2\u57fa\u91d1\u89c4\u5212<\/strong>\uff1a\u8bc4\u4f30\u5ba2\u6237\u7684\u6559\u80b2\u9700\u6c42\uff0c\u5236\u5b9a\u6559\u80b2\u57fa\u91d1\u89c4\u5212\u65b9\u6848\u3002<\/li>\n\n\n\n<li><strong>\u6559\u80b2\u50a8\u84c4\u8d26\u6237<\/strong>\uff1a\u63a8\u8350\u9002\u5408\u7684\u6559\u80b2\u50a8\u84c4\u8d26\u6237\uff0c\u5982529\u8ba1\u5212\u7b49\u3002<\/li>\n\n\n\n<li><strong>\u5956\u5b66\u91d1\u548c\u52a9\u5b66\u91d1<\/strong>\uff1a\u63d0\u4f9b\u5956\u5b66\u91d1\u548c\u52a9\u5b66\u91d1\u7533\u8bf7\u5efa\u8bae\uff0c\u51cf\u8f7b\u6559\u80b2\u8d1f\u62c5\u3002<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">8. \u4f01\u4e1a\u8d22\u52a1\u987e\u95ee<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u4f01\u4e1a\u878d\u8d44<\/strong>\uff1a\u5e2e\u52a9\u4f01\u4e1a\u5bfb\u627e\u5408\u9002\u7684\u878d\u8d44\u6e20\u9053\uff0c\u5982\u94f6\u884c\u8d37\u6b3e\u3001\u80a1\u6743\u878d\u8d44\u7b49\u3002<\/li>\n\n\n\n<li><strong>\u8d22\u52a1\u62a5\u8868\u5206\u6790<\/strong>\uff1a\u5206\u6790\u4f01\u4e1a\u7684\u8d22\u52a1\u62a5\u8868\uff0c\u63d0\u4f9b\u6539\u8fdb\u5efa\u8bae\u3002<\/li>\n\n\n\n<li><strong>\u5e76\u8d2d\u54a8\u8be2<\/strong>\uff1a\u63d0\u4f9b\u5e76\u8d2d\u54a8\u8be2\u548c\u4ea4\u6613\u64ae\u5408\u670d\u52a1\uff0c\u5e2e\u52a9\u4f01\u4e1a\u5b8c\u6210\u5e76\u8d2d\u4ea4\u6613\u3002<\/li>\n\n\n\n<li><strong>\u98ce\u9669\u7ba1\u7406<\/strong>\uff1a\u8bc4\u4f30\u4f01\u4e1a\u7684\u98ce\u9669\u72b6\u51b5\uff0c\u63d0\u4f9b\u98ce\u9669\u7ba1\u7406\u5efa\u8bae\u3002<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">9. \u8d22\u52a1\u6559\u80b2<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u8d22\u52a1\u77e5\u8bc6\u57f9\u8bad<\/strong>\uff1a\u63d0\u4f9b\u8d22\u52a1\u77e5\u8bc6\u57f9\u8bad\uff0c\u5e2e\u52a9\u5ba2\u6237\u63d0\u9ad8\u8d22\u52a1\u7ba1\u7406\u80fd\u529b\u3002<\/li>\n\n\n\n<li><strong>\u8d22\u52a1\u5de5\u5177\u4f7f\u7528<\/strong>\uff1a\u6559\u6388\u5ba2\u6237\u5982\u4f55\u4f7f\u7528\u8d22\u52a1\u5de5\u5177\u548c\u8f6f\u4ef6\uff0c\u63d0\u9ad8\u8d22\u52a1\u7ba1\u7406\u6548\u7387\u3002<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">10. \u6cd5\u5f8b\u54a8\u8be2<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u5408\u540c\u5ba1\u67e5<\/strong>\uff1a\u5e2e\u52a9\u5ba2\u6237\u5ba1\u67e5\u548c\u8d77\u8349\u91d1\u878d\u5408\u540c\uff0c\u786e\u4fdd\u5408\u540c\u7684\u5408\u6cd5\u6027\u548c\u516c\u5e73\u6027\u3002<\/li>\n\n\n\n<li><strong>\u6cd5\u5f8b\u7ea0\u7eb7\u89e3\u51b3<\/strong>\uff1a\u63d0\u4f9b\u6cd5\u5f8b\u54a8\u8be2\u548c\u7ea0\u7eb7\u89e3\u51b3\u670d\u52a1\uff0c\u5e2e\u52a9\u5ba2\u6237\u5e94\u5bf9\u91d1\u878d\u6cd5\u5f8b\u95ee\u9898\u3002<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u5982\u4f55\u9009\u62e9\u91d1\u878d\u987e\u95ee<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u8d44\u8d28\u8ba4\u8bc1<\/strong>\uff1a\u9009\u62e9\u6301\u6709\u76f8\u5173\u8d44\u8d28\u8ba4\u8bc1\u7684\u91d1\u878d\u987e\u95ee\uff0c\u5982CFP\uff08Certified Financial Planner\uff09\u3001CFA\uff08Chartered Financial Analyst\uff09\u7b49\u3002<\/li>\n\n\n\n<li><strong>\u7ecf\u9a8c\u80cc\u666f<\/strong>\uff1a\u4e86\u89e3\u91d1\u878d\u987e\u95ee\u7684\u7ecf\u9a8c\u80cc\u666f\u548c\u6210\u529f\u6848\u4f8b\uff0c\u9009\u62e9\u7ecf\u9a8c\u4e30\u5bcc\u3001\u53e3\u7891\u826f\u597d\u7684\u987e\u95ee\u3002<\/li>\n\n\n\n<li><strong>\u670d\u52a1\u8d39\u7528<\/strong>\uff1a\u4e86\u89e3\u91d1\u878d\u987e\u95ee\u7684\u670d\u52a1\u8d39\u7528\u548c\u6536\u8d39\u65b9\u5f0f\uff0c\u9009\u62e9\u7b26\u5408\u81ea\u5df1\u9884\u7b97\u7684\u987e\u95ee\u3002<\/li>\n\n\n\n<li><strong>\u6c9f\u901a\u80fd\u529b<\/strong>\uff1a\u9009\u62e9\u6c9f\u901a\u80fd\u529b\u5f3a\u3001\u80fd\u591f\u7406\u89e3\u5ba2\u6237\u9700\u6c42\u7684\u987e\u95ee\u3002<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"892\" height=\"558\" src=\"http:\/\/www.lycfbj.com\/wp-content\/uploads\/2024\/11\/luoyangdaikuan14.jpg\" alt=\"\u6d1b\u9633\u8d37\u6b3e\" class=\"wp-image-1432\" srcset=\"http:\/\/www.lycfbj.com\/wp-content\/uploads\/2024\/11\/luoyangdaikuan14.jpg 892w, http:\/\/www.lycfbj.com\/wp-content\/uploads\/2024\/11\/luoyangdaikuan14-300x188.jpg 300w, http:\/\/www.lycfbj.com\/wp-content\/uploads\/2024\/11\/luoyangdaikuan14-768x480.jpg 768w\" sizes=\"auto, (max-width: 892px) 100vw, 892px\" \/><figcaption class=\"wp-element-caption\">\u6d1b\u9633\u8d37\u6b3e<\/figcaption><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>\u91d1\u878d\u987e\u95ee\uff08Financial Advisor\uff09\u63d0\u4f9b\u591a\u79cd\u4e13\u4e1a\u670d\u52a1\uff0c\u65e8\u5728\u5e2e\u52a9\u4e2a\u4eba\u548c\u4f01\u4e1a\u7ba1\u7406\u548c\u4f18\u5316\u8d22\u52a1\u72b6\u51b5\uff0c\u5b9e\u73b0\u8d22\u52a1 &#8230; <a title=\"\u6d1b\u9633\u8d37\u6b3e\u91d1\u878d\u987e\u95ee\u6709\u54ea\u4e9b\u4e13\u4e1a\u670d\u52a1\uff1f\" class=\"read-more\" href=\"http:\/\/www.lycfbj.com\/1449.html\" aria-label=\"\u9605\u8bfb \u6d1b\u9633\u8d37\u6b3e\u91d1\u878d\u987e\u95ee\u6709\u54ea\u4e9b\u4e13\u4e1a\u670d\u52a1\uff1f\">\u9605\u8bfb\u66f4\u591a<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[14],"class_list":["post-1449","post","type-post","status-publish","format-standard","hentry","category-lycfbj","tag-14"],"_links":{"self":[{"href":"http:\/\/www.lycfbj.com\/wp-json\/wp\/v2\/posts\/1449","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/www.lycfbj.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.lycfbj.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.lycfbj.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.lycfbj.com\/wp-json\/wp\/v2\/comments?post=1449"}],"version-history":[{"count":1,"href":"http:\/\/www.lycfbj.com\/wp-json\/wp\/v2\/posts\/1449\/revisions"}],"predecessor-version":[{"id":1450,"href":"http:\/\/www.lycfbj.com\/wp-json\/wp\/v2\/posts\/1449\/revisions\/1450"}],"wp:attachment":[{"href":"http:\/\/www.lycfbj.com\/wp-json\/wp\/v2\/media?parent=1449"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.lycfbj.com\/wp-json\/wp\/v2\/categories?post=1449"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.lycfbj.com\/wp-json\/wp\/v2\/tags?post=1449"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}